Union Plus Credit Card

The Electrical Workers Credit Card from Capital One®

Designed to meet the needs of hard-working union members and their families.

Visit the IBEW card homepage

Choose from three card options, all with competitive rates, U.S.-based customer service, and more.

CASH REWARDS
Union Plus Rate Advantage
1.5% cash back earned on every purchase with no limit to the amount you can earn.
0% Intro APR for the first 12 months on purchases and Balance Transfers;
12.90%-20.90% variable APR after that; 3% fee for each transfer that posts to your account by 02/19/2016.
ANNUAL FEE $0
CREDIT LINE: $500-$15K

RATE ADVANTAGE
Union Plus Credit Access
no cash back rewards
0% Intro APR for the first 15 months on purchases and Balance Transfers
10.90%-18.90% variable APR after that; 3% fee for each transfer that posts to your account by 05/19/2016.0% Intro APR for the first 9 months on purchases;
ANNUAL FEE $0
CREDIT LINE: $500-$7500

CREDIT ACCESS
Earn cash rewards on everyday purchases Save on interest by transferring higher-rate balances Build rewards and your credit through responsible use
1.5% cash back earned on every purchase with no limit to the amount you can earn.
0% Intro APR for the first 9 months on purchases;
19.80% variable APR after that.
ANNUAL FEE $35
CREDIT LINE: $300-$2500

HARDSHIP GRANTS
Whichever card you choose, after 3 months as a cardholder, you may be eligible for hardship grants.
All grants approved for eligible cardholders are paid by check and you never have to pay them back.

Disability Grants: $1,600-$2,700 Helps eligible cardholders who have lost significant income from a long-term illness or disability.

Hospital Grants: $1,200 Aids eligible cardholders with large, unreimbursed hospital expenses.

Job Loss Grants: $300 Helps eligible cardholders who have recently been laid off.

Strike Grants: $300 Provides assistance to eligible cardholders who are on union-sanctioned strike or experiencing a union-sanctioned lockout.

APPLY NOW: 1-800-522-4000